Here is why Canada might soon need Universal Basic Income
Expect changes to how the federal government reacts if Artificial Intelligence causes job loss, and why we will need to offer UBI, writes Peter Watson. If the adoption of AI results in millions of people losing their jobs, many predict the federal government will have to provide a Universal Basic Income (UBI). In theory, that […]
Ontario mortgage defaults 2026: Why middle-class homeowners are falling behind
Is your home at risk? Peter Watson explains what Ontario homeowners need to know about rising mortgage defaults. Middle-class borrowers defaulting on their mortgage sends a warning signal for the Canadian economy. There are economic danger signals coming from Canadians who have a mortgage. Historically, borrowers with low credit scores were the most likely to […]
How to manage stock market volatility: Why it’s actually a sign of a healthy system
Understanding that stocks can suddenly lose significant value is important before you invest, writes Peter Watson. Are you a nervous investor? There are many reasons that could be the case. U.S. tariffs have upset global trade, including with Canada. The U.S. has threatened our sovereignty and that of other countries. It also boasts about recent […]
Tariffs charged by the U.S. are a disconnect from reality and could be devastating to Canada
Communicating this as a huge windfall is inaccurate, writes Peter Watson. In a world that should be getting smarter, it is hard to understand the disconnect with our neighbour to the south. At the recent State of the Union address, President Donald Trump congratulated himself on implementing tariffs, saying “countries that were ripping us off […]
Love will have to wait: Why dating is too expensive in today’s economy
Half of single Canadians do not date because, in today’s economy, the expense is not worth it, writes Peter Watson. The economy affects how we live our lives and how we spend our money. As the world changes, so do our spending habits. The world is different from what it was a decade ago. Financial […]
Breaking up is hard to do: Yes, it’s time for Canada to move on from the U.S.
Canada has outgrown our close relationship with the U.S., writes Peter Watson. Like any relationship, puppy love is a wonderful thing. But at a certain time, you know when it is time to move on. Canada is looking for a mature relationship with countries that we can trust, which have integrity, and consistency. Not with […]
Benefits of starting to invest early in Ontario: Why age matters
Starting to invest early in life can provide you with experience that could lead to better investment outcomes, writes Peter Watson. We recommend you start investing as early in life as possible. This could apply to parents who establish an investment fund for their children. Investors should be encouraged to take a long-term approach. Meaning, […]
Kick-start 2026: Here’s how to establish a reliable retirement savings plan for your future
Starting a savings plan early can help you achieve your financial goals, writes Peter Watson. We have a New Year’s resolution for you. Hopefully, it will help you achieve your lifelong financial goals. It starts with planning how you will earn income for the rest of your life, and it comes in two stages. During […]
Here is a look at how the good and bad of 2025 will shape Ontario’s future
The negative impact of tariffs can lead us to a better future, writes Peter Watson. History will look back on 2025 as a pivotal year for Canada. Most years see change, but the change resulting from this past year will go down as very important to the evolution of our country. A year-in-review should be […]
Money matters, but what truly fuels your life? Here’s how money supports your priorities
The role of money is to support your priorities in life, writes Peter Watson. Money, money, money. We spend a lot of time thinking about the almighty dollar. There are many things more important than the size of your bank account. At this time of year, it’s a good time to reflect on what is […]