Kick-start 2026: Here’s how to establish a reliable retirement savings plan for your future

Starting a savings plan early can help you achieve your financial goals, writes Peter Watson. We have a New Year’s resolution for you. Hopefully, it will help you achieve your lifelong financial goals. It starts with planning how you will earn income for the rest of your life, and it comes in two stages. During […]
Here is a look at how the good and bad of 2025 will shape Ontario’s future

The negative impact of tariffs can lead us to a better future, writes Peter Watson. History will look back on 2025 as a pivotal year for Canada. Most years see change, but the change resulting from this past year will go down as very important to the evolution of our country. A year-in-review should be […]
Investing can feel like an emotional roller-coaster, but great gains take time and patience

Long-term investors are advised not to try and time the market, writes Peter Watson. There are many reasons why you might attempt to time the stock market. But beware: timing the market can be a costly mistake. You might decide to sell your investment because of the negative research you have read or done on […]
Knowledge is a Key to Investing Success

Using what is known about investing should lead to better investment results, writes Peter Watson. Some of the keys to successful investing were discussed during a summertime interview on Bloomberg with David Booth, Co-founder, and Chairman of Dimensional Fund Advisors. I will give the key comments of the interview and then provide information to support […]
Why it’s important to have a financial plan when times are tough

The key to overcoming financial challenges is to have a written financial plan, writes Peter Watson. There are reasons why many people feel uneasy about retirement. This can apply to those who are currently retired and those who worry that they should be financially self-sufficient when their time comes to retire. We should start by […]
Financial Concerns are Growing for Many Canadians

Economic uncertainty is a reality, so this is a good time to reevaluate your personal finances, writes Peter Watson. There are early warning symptoms that more Canadian borrowers are starting to struggle with their finances. It’s a combination of increased difficulty keeping up with mortgage and credit card payments. Plus, we are living in a […]
Government Spending Needs Better Management

Government spending should constantly evolve to reflect the needs of Canadians, writes Peter Watson. In conversations about government spending, it’s surprising how often I hear the same response. The government spends the way it does because that is the way it always has. You seldom hear that response when you’re talking about a business because […]
Tough Times Ahead for Homeowners

Homeowners face significant financial risks magnified by US tariffs, writes Peter Watson. The immediate financial risk facing many families is their home. For the last half century homeownership was the best investment many families made. Most often house prices appreciated and when they did not that unpleasant time was short-lived. It is no secret that […]
Will stock values plummet if we have a recession?

Understanding how stock markets work and how they have performed during recent sessions can educate investors about the potential stock value outcomes if we have a recession, writes Peter Watson. Will stock values plummet if we have a recession? That is a major question for many investors who worry that the current trade war with […]
The News Media Plays an Important Role in This Trump Era

More than ever, we need a strong news media, writes Peter Watson. President Donald Trump’s second term has gotten off to a rocky start. Canada, and all its component parts need to rise to the occasion to protect our economy, values and independence. The news media plays an important role. In any system, there must […]