Understanding the Stock Market will Lead to Success
Investor patience and courage is needed, writes Peter Watson. Stock market investing success comes from investing long-term, ignoring the temptation of selling during volatile times and not missing significant stock value gain best days. This leads to higher investment returns and lower anxiety during times of volatility. Investment risk is measured by volatility. The value […]
DIY investors charged fees for advice not received
There is trouble brewing on how the investment industry collects mutual fund fees from some individual investors. Approximately $25 billion of mutual funds are owned by do-it-yourself (DIY) investors. These are investors who have decided to forgo professional financial advice and make their own investment decisions. Many do this to avoid paying fees to a […]
Robo-Advisor technology to be used by financial advisors
Evolving regulation and advanced technology will change how investments are bought and sold. If you are an investor, this will affect you. Disclosure and transparency requirements in the financial services industry means more information will be collected from you and more disclosure will be provided to you. Buying an investment isn’t as simple as it […]
There is an increasing appetite and expectation for transparency
There is an increasing appetite for transparency. People are more curious than ever. This has had implications for you on how your investments are handled. The expectation of the modern-day investor is to better understand the details of investing. Humans have always been curious. As a society, we are used to finding out what we […]
Standing up for accountability
Accountability is important in an advanced society. We are about to see two examples of accountability in the near future. One here and one south of the border. Our value system is based on the concept of fairness. Good things should happen, but when they don’t there needs to be an acknowledgement of wrongdoing and […]
Should financial advisors be held to a higher standard?
The ongoing conversation about how investors should be treated is an embarrassment to the investment industry. The issue is centered on the rights of investors. How should people who invest their life savings be treated by their investment advisors? On one side, there is the regulatory body that proposes financial advisors act in the “best […]
Investment industry regulation is stuck in the dark ages
If investors could listen to conversations about how the investment business is regulated, I am sure their blood would boil. There has been talk about reforming the investment industry for two decades. So far, it is pretty much business as usual. That might change. A new co-operative capital markets regulator (CCMR) is being discussed. The […]