Why Canadians are reducing their alcohol consumption

Canadians reduced alcoholic consumption has financial implications, writes Peter Watson. Canadians are starting to say no to alcohol. Annual sales have declined the greatest amount during the last 20 years, according to Statistics Canada. A simple summertime cheers for many may now include water, soda pop on ice, or a warm cup of coffee or […]

Why managing your team of financial advisers is an important task

There are similarities to how our Prime Minister is trying to manage our country and how individuals manage their finances. The idea for this column came from the news that Prime Minister Carney is considering whether Canada should join the European Union. This would be a strategic move to further develop our European relationships and […]

Here is why Canada might soon need Universal Basic Income

Expect changes to how the federal government reacts if Artificial Intelligence causes job loss, and why we will need to offer UBI, writes Peter Watson. If the adoption of AI results in millions of people losing their jobs, many predict the federal government will have to provide a Universal Basic Income (UBI). In theory, that […]

Ontario mortgage defaults 2026: Why middle-class homeowners are falling behind

Is your home at risk? Peter Watson explains what Ontario homeowners need to know about rising mortgage defaults. Middle-class borrowers defaulting on their mortgage sends a warning signal for the Canadian economy. There are economic danger signals coming from Canadians who have a mortgage. Historically, borrowers with low credit scores were the most likely to […]

How to manage stock market volatility: Why it’s actually a sign of a healthy system

Understanding that stocks can suddenly lose significant value is important before you invest, writes Peter Watson. Are you a nervous investor? There are many reasons that could be the case. U.S. tariffs have upset global trade, including with Canada. The U.S. has threatened our sovereignty and that of other countries. It also boasts about recent […]